Used Cars on Finance in Newcastle
Looking for a used car on finance in Newcastle? You're in the right place. At Zoomo, accessible car finance isn’t an add-on. It’s at the heart of what we do.
Finance is available for all credit types. If your credit has held you back before, it's still worth a shot.
You can choose from 190+ used cars, and all of them meet RAC Approved Dealer standards before sale. Each car is checked thoroughly, so you know it's ready for the road when you arrive.
Check your eligibility now and see what your budget could be.
Want to know what you could borrow? Find out now before you view all used cars.
Subject to status. UK residents aged 18+.
Representative APR: 13.9%
Representative Example for Hire Purchase (HP): Cash price £17,599.00, Annual Interest Rate (fixed) 7.35% p.a., with a representative 13.9% APR, total amount of credit £14,080.00, deposit of £3,519.00, repaying over 59 monthly payments of £320.91 followed by 1 payment of £330.91, total cost of credit is £5,184.60, total amount payable is £22,783.60.*
Why Choose Zoomo for Used Cars on Finance?
Finance on Every Car
You can apply for finance on any car in stock using HP or PCP. There's no need to filter your search or guess. Every vehicle you see is available with a finance option that fits your budget, even if you have a bad credit score.
96% Acceptance Rate
We work with a panel of specialist lenders who consider more than just your credit score. We have a 96% acceptance rate for all credit types, including people who have been turned down before.
Soft Search, No Credit Impact
You can run a soft search to see what you could be approved for. This doesn't impact your credit score at this stage. Instead, it gives you an estimate before you choose your car. Decisions are usually quick, too, so you're not left waiting.
We have 190+ used cars on finance in stock in Newcastle. Browse your options now. And, when you're ready, you can apply for car finance and take the next step.
Subject to status. UK residents aged 18+.
Frequently Asked Questions
Can I get finance on any used car?
Yes, you can apply for finance on any used car we have in stock. Every vehicle is available with HP or PCP, so you're not limited to a small selection. You can also learn more about your options for car finance in Newcastle before you apply.
What used cars on finance do you currently have in stock?
We usually have around 190 used cars available on finance. This includes a wide range of makes and models. You'll find smaller cars, family options and larger vehicles like SUVs, too. Stock updates daily, so we always have new arrivals for you to check out.
Are your used cars inspected before sale?
Most of our used cars come with a warranty. This gives you cover for some parts after you drive away. Many vehicles also include breakdown cover, which adds another level of reassurance. You can ask for the details on any car before you buy, so you know exactly what's included and what's not.
Do I need a good credit score to get finance?
No, you don't need a perfect credit score to get finance for our second-hand cars. Your financial situation is more complex than just one number, and our lenders understand this. You can use our car finance calculator to get an idea of what you could afford before applying. This won't affect your credit score at this stage.
Can I part-exchange my old car?
Yes, you can part-exchange your current car when you buy from us. After an assessment, we'll offer you a fair market price. If you decide to go ahead, that amount will go towards your next car, which might reduce the total you need to finance.
