Get Used Ford Finance With Zoomo The Bad Car Credit Experts
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Get Quick Car Finance Today

We have a large panel of lenders
finance packages tailored to you
0 Deposit loan options
Over 25 years experience
Bad Credit Car Finance

Ford Fiesta

1 of 8 in Stock
from £159 a month

Ford Focus

1 of 6 in Stock
from £169 a month

Ford Mondeo

1 of 9 in Stock
from £189 a month

Ford Ecosport

1 of 5 in Stock
from £199 a month

Ford Fiesta

1 of 5 in Stock
from £159 a month

Ford Kuga

1 of 4 in Stock
from £210 a month

Ford Mondeo

1 of 3 in Stock
from £199 a month

Ford Focus

1 of 4 in Stock
from £159 a month

We make applying for car finance easy

Apply online
Zoom through our simple application in 30 seconds.
Choose a car
Once accepted, choose the car you really want. We’ve got thousands in stock.
Drive away today
Sign the paperwork, collect the car, and drive away with nothing to pay!

Representative Credit Example: Vehicle Price: £5000. Cash Deposit: £0.00. Balance to Finance: £5000. Total Charge for Credit: £3021. Total Amount Payable: £8021. Representative Fixed APR: 28.99%. Monthly Payment: £160.42. Agreement Duration: 50 months.

Why Choose us?

1 We use a trusted panel of lenders who specialise in getting you the best deal around.

2 We have over 25 years experience helping customers with poor credit ratings.

3 We are part of the Henson Motor Group so we are a name you can trust.

4 Our secure application form takes 30 seconds to fill in and our finance experts will get back to you quickly to help.

5 We are approved and regulated by the FCA

6. We have a range of NO Deposit finance options available

We specialise in helping people in the North East, from Sunderland, to Berwick, and Ashington to Rothbury. If you need a loan for a new car apply today using our forms on this page or click here

Customer reviews

Connor Alexander gave 5 star review

“Applied online and was accepted within the hour. Excellent service from Jan and Ryan. The rates were fantastic and I am so pleased with my BMW 1 series. Highly Recommend”

Latifah Hannaford gave 5 star review

“Ryan was super helpful today! Thank you for all your help easy process from start to finish!”

Julie Edmonds gave 5 star review

“Great company. Sorted my car finance with no problems, friendly efficient service.”

Looking for used Ford finance? Choose Zoomo

Ford provide some of the most recognisable cars on the road and continue to be one of the UK’s most popular manufacturers. Their reliability and versatility means that not only their new vehicles are sought after – but second hand Fords often dominate the top selling car lists also.

But what if a poor credit score is standing between you and your new Ford car? You may have been refused used Ford finance in the past and are now struggling to get accepted, have previously suffered from financial difficulties, had CCJs or even be classed as having ‘bad credit’ because you’ve never had any form of finance.

Any of this sound familiar?

Zoomo car finance: who can apply for used Ford finance

We are here to help. You don’t need to look any further than Zoomo for the used Ford finance you need to drive away in your dream car.

At Zoomo, we won’t judge based on your circumstances. We accept applications from people in all situations, whether you’re self-employed, on benefits or have had been refused finance elsewhere. We strive to provide people who have bad credit with the Ford finance they need to secure their new car.

As part of the Henson Motor Group, we have over 30 years of experience in providing the North East with car finance and know just how difficult it can be to secure used Ford finance if you have a poor credit score. We  have become experts in helping people like you to get behind the wheel of your new Ford car.

Sound too good to be true? Find out for yourself!

It takes less than thirty seconds to fill in our online form and once completed, one of our car finance experts will be swiftly in touch to get your application underway. We will provide you with useful information and guidance and help to steer you in the right direction towards the car that suits your needs.

We work closely with a panel of trusted lenders who specialise in bad credit Ford finance applications. They’ll work hard to ensure you not only get approved, but also get the best deal available to you in the market.

We’ll match your circumstances with a suitable lender and once you’ve been accepted, you’ll be ready to start choose the model of your new Ford.

As long as you have an income of at least £1,000 per month and can afford the monthly repayments, we are confident we can find you the right deal and help you to drive away happy.

There’s even a range of NO deposit finance options available, meaning you could pick up your keys and drive away in your new car with nothing to pay on the day!

So what are you waiting for? Don’t let bad credit get in the way of your Ford finance. Contact Zoomo today and you’ll be on the road used Ford finance  as quick as a flash.

Applying is easy. Simply fill in our 30-second application or give us a call on 0191 238 10 84.

Your application will be processed on the same day. We’ll then give you the decision and call you to discuss your options.

In most cases we can arrange no deposit car finance. However, this may depend on the kind of car you choose.

You’re in the best place to get car finance for people with bad credit

  1. Zoomo has worked with people in all circumstance, from self-employed individuals to those who been refused finance elsewhere. If you have an income of £1,000 a month we can help you regardless of CCJs or defaults.
  2. We work with a large panel of trusted lenders, giving us access to a wide range of finance packages that can be tailored to various circumstances.
  3. We have over 250 cars onsite and access to 3,000 cars from the Henson Motor Group.
  4. We are 5 star rated by our customers see Facebook & Google reviews
  5. We are a local company and we are here to help you.


Apply Now
Zoomo Car Henson Motor Group

Ready to apply?

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Helpful friendly staff. Quick and easy process!

Fantastic dealer, really quick at getting finance in place and extremely helpful friendly staff. Would recommend to everyone.

Very friendly staff! Go out there way to get you what you want and very easy process. Would recommend to anyone if you're wanting to buy a car or finance. Thank you :)

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