We Can Help You Get Poor Credit Car Finance At Zoomo Car Credit
0191 238 1084 Apply Today
chevrons Zoom in, Zoom out, at Zoomo Car Credit chevrons

Get Quick Car Finance Today

We have a large panel of lenders
finance packages tailored to you
0 Deposit loan options
Over 25 years experience
Bad Credit Car Finance
h

Audi A1

1 of 8 in Stock
from £159 a month
h

BMW 1 Series

1 of 6 in Stock
from £169 a month
h

VW Golf

1 of 9 in Stock
from £159 a month
h

Vauxhall Insignia

1 of 5 in Stock
from £169 a month
h

Ford Fiesta

1 of 5 in Stock
from £159 a month
h

Nissan Juke

1 of 4 in Stock
from £169 a month
h

Ford Mondeo

1 of 3 in Stock
from £199 a month
h

Ford Focus

1 of 4 in Stock
from £159 a month

We make applying for car finance easy

1
Apply online
Zoom through our simple application in 30 seconds.
2
Choose a car
Once accepted, choose the car you really want. We’ve got thousands in stock.
3
Drive away today
Sign the paperwork, collect the car, and drive away with nothing to pay!

Representative Credit Example: Vehicle Price: £5000. Cash Deposit: £0.00. Balance to Finance: £5000. Total Charge for Credit: £3021. Total Amount Payable: £8021. Representative Fixed APR: 28.99%. Monthly Payment: £160.42. Agreement Duration: 50 months.

Why Choose us?

1 We use a trusted panel of lenders who specialise in getting you the best deal around.

2 We have over 25 years experience helping customers with poor credit ratings.

3 We are part of the Henson Motor Group so we are a name you can trust.

4 Our secure application form takes 30 seconds to fill in and our finance experts will get back to you quickly to help.

5 We are approved and regulated by the FCA

6. We have a range of NO Deposit finance options available

We specialise in helping people in the North East, from Sunderland, to Berwick, and Ashington to Rothbury. If you need a loan for a new car apply today using our forms on this page or click here

Customer reviews

Connor Alexander gave 5 star review

“Applied online and was accepted within the hour. Excellent service from Jan and Ryan. The rates were fantastic and I am so pleased with my BMW 1 series. Highly Recommend”

Latifah Hannaford gave 5 star review

“Ryan was super helpful today! Thank you for all your help easy process from start to finish!”

Julie Edmonds gave 5 star review

“Great company. Sorted my car finance with no problems, friendly efficient service.”

Looking for poor credit car finance? Choose Zoomo

Between past debts and missed payments, we understand how difficult it can be to maintain a perfect credit score. This can leave you worrying about your chances of getting approved when it comes to car finance.

Zoomo is here to help! We make it our mission to offer car finance for people with bad credit. If you are able to afford the repayments on a car loan, your credit history shouldn’t stop you from being able to get finance on your next car. We work with a trusted panel of lenders who specialise in finding you the best deal possible, so you can drive away happy in no time.

As part of the Henson Motor Group, we have over 30 years of experience helping customers with poor credit ratings find the vehicle they need. Our secure application form only takes 30 seconds to fill in, and our finance experts will get back to you quickly to help you get sorted.

Zoomo car finance: who can apply

Zoomo is the best way to get car finance with bad credit, even if you’ve had mortgage arrears, late payments or CCJs. We’re here to help you find the ideal vehicle for your needs, regardless of your credit score. So if you’ve been refused car finance elsewhere, we want to help you find the poor credit car finance you require.

Bad credit can strike anyone. Even if you’ve never had any form of finance, you may still be classed as having bad credit because lenders don’t have any information to refer to. When it comes to bad credit, sometimes all you need is a chance. That’s why we never judge you based on your credit. We’re simply here to help you drive away satisfied. In fact, keeping up with payments on your bad credit car finance could help you rebuild your credit score over time.

So if you’re looking for car finance with poor credit, look no further than Zoomo.

Applying is easy. Simply fill in our 30-second application or give us a call on 0191 238 10 84.

Your application will be processed on the same day. We’ll then give you the decision and call you to discuss your options.

In most cases we can arrange no deposit car finance. However, this may depend on the kind of car you choose.

You’re in the best place to get car finance for people with bad credit

  1. Zoomo has worked with people in all circumstance, from self-employed individuals to those who been refused finance elsewhere. If you have an income of £1,000 a month we can help you regardless of CCJs or defaults.
  2. We work with a large panel of trusted lenders, giving us access to a wide range of finance packages that can be tailored to various circumstances.
  3. We have over 250 cars onsite and access to 3,000 cars from the Henson Motor Group.
  4. We are 5 star rated by our customers see Facebook & Google reviews
  5. We are a local company and we are here to help you.

 

Apply Now
Zoomo Car Henson Motor Group

Ready to apply?

Latest News

Bad Credit BMW Financing

Bad Credit BMW Financing Here at Zoomo, we consider applications from all people no matter what your credit score is, so if you’ve been declined elsewhere or don’t have any credit history at all, we can still help you get the bad credit BMW financing you need. We make applying for BMW bad credit finance […]

Reviews

Helpful friendly staff. Quick and easy process!

Fantastic dealer, really quick at getting finance in place and extremely helpful friendly staff. Would recommend to everyone.

Very friendly staff! Go out there way to get you what you want and very easy process. Would recommend to anyone if you're wanting to buy a car or finance. Thank you :)

17683, 17683, ward-haddaway-fastest-50-logo, ward-haddaway-fastest-50-logo.png, 14958, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/ward-haddaway-fastest-50-logo.png, https://www.zoomocarcredit.com/ward-haddaway-fastest-50-logo/, Ward Haddaway Fastest 50 logo, 10, , , ward-haddaway-fastest-50-logo, inherit, 0, 2017-10-20 10:32:44, 2017-10-20 10:33:42, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
18287, 18287, motor-trader-finalist-logo, motor-trader-finalist-logo.png, 15885, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/motor-trader-finalist-logo.png, https://www.zoomocarcredit.com/motor-trader-finalist-logo/, Motor Trader finalist logo, 10, , , motor-trader-finalist-logo, inherit, 0, 2017-10-28 12:00:55, 2017-10-28 12:01:05, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
18290, 18290, motor-trader-top-50-independent-retailers-logo, motor-trader-top-50-independent-retailers-logo.png, 45753, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/motor-trader-top-50-independent-retailers-logo.png, https://www.zoomocarcredit.com/motor-trader-top-50-independent-retailers-logo/, Motor Trader Top 50 Independet Retailers, 10, , , motor-trader-top-50-independent-retailers-logo, inherit, 0, 2017-10-28 12:40:56, 2017-10-28 12:41:20, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
18289, 18289, am-awards-logo, am-awards-logo.png, 21750, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/am-awards-logo.png, https://www.zoomocarcredit.com/am-awards-logo/, AM Awards, 10, , , am-awards-logo, inherit, 0, 2017-10-28 12:33:09, 2017-10-28 12:33:24, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
17687, 17687, saf-approved-logo, saf-approved-logo.png, 18294, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/saf-approved-logo.png, https://www.zoomocarcredit.com/saf-approved-logo/, SAF approved logo, 10, , , saf-approved-logo, inherit, 0, 2017-10-20 10:49:36, 2017-10-20 10:50:14, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
18288, 18288, hpi-logo, hpi-logo.png, 7436, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/hpi-logo.png, https://www.zoomocarcredit.com/hpi-logo/, HPI logo, 10, , , hpi-logo, inherit, 0, 2017-10-28 12:14:03, 2017-10-28 12:14:14, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
18285, 18285, henson-motor-group-logo, henson-motor-group-logo.png, 7239, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/henson-motor-group-logo.png, https://www.zoomocarcredit.com/henson-motor-group-logo/, Henson Motor Group logo, 10, , , henson-motor-group-logo, inherit, 0, 2017-10-28 11:36:26, 2017-10-28 11:36:53, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
23796, 23796, mg-logo-red, mg-logo-red.png, 17240, https://www.zoomocarcredit.com/wp-content/uploads/2018/01/mg-logo-red.png, https://www.zoomocarcredit.com/mg-logo-red/, MG logo on red, 10, , , mg-logo-red, inherit, 0, 2018-01-08 11:56:02, 2018-01-08 11:57:13, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array