Car key infront of car
It’s always an exciting time when buying either a brand-new car or a used car. Used cars are obviously much cheaper although there are a few things to consider before actually parting with your cash. Make sure everything is in good working order, if not you could end up spending hundreds of pounds putting things right.

Here are a few points to remember when buying a used car:-
Checklist

    • Make a checklist before viewing. Whether you’re buying from an independent garage, trader, dealer, auction or privately, have a good look at the car from the outside. It’s also a good idea to look under the bonnet and check the mileage. See if there’s any damage inside or outside and ask about the service history of the vehicle.

 

    • What do you need the car for? If it’s for a family, a large motor is ideal. Is the car you intend to buy cheap to run? Do you need a big boot? Do you want a sporty car or does it need to be able to tow a trailer or caravan? Is it for long motorway journeys or just to get you around town? Petrol or diesel?

 

    • Tax, insurance and MOT. Take a look at Gov.uk website to see how much road tax you will need to pay on the used motor you’re buying. There’s also the facility to search for vehicles in a certain tax band. Get a few quotes regarding insurance beforehand too. Young people who have just passed their test will obviously pay more than someone who has been driving for years. Remember you will need an MOT certificate if the car is three years old or over. Local council centres offer MOTs at lower costs than some garages.

 

    • Servicing and other expenditure. Cars should be serviced on a regular basis, at least once a year. This ensures the vehicle is safe to drive and roadworthy. Other expenditure usually includes new tyres and any necessary repairs.

 

Car Service and MOT

Things you haven’t thought of

There are some things buyers of used cars tend to forget like:-

  • Testing the radio and other gadgets inside the vehicle
  • Checking that all of the lights and indicators work
  • Making sure the windows open and close easily
  • Checking the tyres for tread

It’s also a good idea to have a test drive. Is the seat comfortable and can you adjust the steering wheel? If you need a child car seat to be fitted, will it fit in easily? Check the brakes by doing an emergency stop and test the handbrake. Have you enough space at home to park the car?

Once you’re totally satisfied with everything and you are sure you can afford it, go ahead and buy it. If you need financial help in buying the car of your dreams, feel free to get in touch to see how we can help.

Jan has worked in the car finance industry for the past 20 years and I currently run Zoomo Car Credit. I specialise in car finance, helping customers who who have bad credit get accepted!