OK, you’ve been thinking about buying a used car for months and have finally decided to go ahead and apply for finance. The problem is, what about if you get refused? Read more here.

In order to give you credit, banks and finance brokers use your credit score to see how much they are willing to lend. Your credit score also allows lenders to see how well you manage credit, in other words, whether or not it may be a risk to a lender.

With car insurance prices rising, almost 6% in the last year, the cost of being on the road is getting more expensive. The latest statistics show that car insurance for drivers in their twenties is the highest out of all the age groups. For people in their fifties an average cost for insurance is around £600 year while those in their sixties have to pay even more.