Finding the perfect affordable car doesn’t have to cost the earth, and you should never let bad credit stop you from achieving your goals

Applying for car finance shouldn’t require a perfect credit score, which is why here at Zoomo we specialise in providing car finance to those individuals who may have been refused elsewhere due to bad credit. And even if your application is for as little as £4,000, we can still help you find the perfect car.

Finding the perfect affordable car: what to look for

Choosing a car is a big decision, so here are some things to remember to make sure you get the very best out of your £4K. First, make a checklist before you view the vehicle you’re considering. Examine the car both inside and outside, and it’s also a good idea to check both the mileage and the situation under the bonnet. You can also ask about the service history of the vehicle.

Consider what exactly you’re going to be using the car for. Is it a family motor, or do you just need something you can tootle around in around the city centre? Do you want something zippy or something that’s able to pull along a caravan? Answering these kinds of questions will help you gain a clearer idea of what exactly you’re looking for.

The best bad credit cars for under £4K

Even if you’re on a tight budget, you can still find a car to suit your every need. Let’s take a look at two of the most popular options currently available from Zoomo Car Credit for under £4,000.

vauxhall astra affordable car

Vauxhall Astra

[1.6 I VVT 16v SXI Sport Hatch 3dr – £3299]

The Vauxhall Astra is a smart, classic choice for driving that’s both sensible and stylish. It boasts standout features such as 16” alloy wheels, air conditioning, multi-function steering wheel, electric door mirrors, power steering and an Aux input for your audio. The Astra is ideal as both a run-around and a family car, with a compact design that disguises a surprisingly spacious interior.

seat ibiza affordable car

Seat Ibiza

The Ibiza is another great choice for drivers wanting something that feels both functional and fashionable. As well as offering features such as 16” alloy wheels, climate control, cruise control, air-conditioning, automatic dimming rear view mirror and automatic headlight elevation, the Ibiza also offers some in-car extras like an entertainment pack that includes CD, Radio and MP3, as well as an Aux input for audio. The Seat Ibiza’s sleek design and plush, comfortable interior matches the luxurious exterior appearance and makes it more desirable than your average commuter car.

Is your credit score holding you back from achieving the car finance you need to get your perfect vehicle? Let Zoomo help. We’ve assisted many people across the North East get the bad credit car finance they need, regardless of CCJs, defaults, arrears or if you’re self-employed or on benefits. Call us on 0191 238 10 84 or click here to complete our 30 second application.