bad credit bmw financing

Bad Credit BMW Financing

Here at Zoomo, we consider applications from all people no matter what your credit score is, so if you’ve been declined elsewhere or don’t have any credit history at all, we can still help you get the bad credit BMW financing you need.

We make applying for BMW bad credit finance simple. Our 30-second application form offers a quick and easy solution to your car finance needs, and we accept applications from people in all circumstances even if you’re self-employed, on benefits or have had issues with CCJs and defaults.

Zoomo has more than 25 years of experience under our belt, making us the car finance specialists you can trust. Not only are we part of the Henson Motor Group, but we’re also regulated by the Financial Conduct Authority and all of our staff are SAF certified and highly trained. It is our mission to help you achieve the car finance you deserve even if you have been refused elsewhere.

BMW Car Finance Bad Credit from Zoomo

It’s never been easier to get used BMW finance with bad credit, thanks to Zoomo. We are a local North East team who are dedicated to getting you approved no matter your credit score. We consider your application by looking at you as a person, not just a number. As long as we’re sure you can repay your finance, there is no reason why you can’t be swiftly accepted for bad credit BMW financing from Zoomo.

We might be credit experts, but we also understand that credit scores can be confusing. If you aren’t sure what your credit score is, there are many reliable websites where you can check it for free. Some of the most reliable include Experian, ClearScore and Noddle. This will give you a clearer idea of the kind of loan you should be seeking, but at Zoomo we promise to consider your application even if you have a bad credit score or no credit history at all.

Explore our site today to find out more about our services, or feel free to check out our blog to see relevant, up to the minute information on all things cars. At Zoomo, we give you all the information and help you need to secure the car finance you deserve. That’s why we have so many satisfied clients.

Explore the selection of BMW finance options from Zoomo


bmw 1 series bad credit car finance

The BMW 1 Series offers a classic design with smart rear-wheel drive set-up, allowing this vehicle to blend all the benefits of a family hatchback and a sleek sports car. This desirable vehicle is available in petrol and diesel, as well as three or five doors with a range of engines. This is the vehicle for any driver.

Find used BMW finance on the 1 Series with Zoomo.



bmw 3 series bad credit car finance

The BMW 3 Series is a stylish and modern vehicle option for any driver, suitable for both business executives and families. The high standards always practiced by BMW are on full display with the 3 Series, with plush interiors and sleek exteriors as well as saloon and convertible models.

Discover the BMW 3 Series for yourself with Zoomo.



bmw 4 series bad credit car finance

With the BMW 4 Series, four means more. This vehicle option combines sporty sleekness with truly beautiful aesthetics, displaying all the elegance that is typical of the BMW brand. The 4 Series is a truly contemporary vehicle suitable for any driver looking for luxury and reliability.

Find BMW 4 Series vehicles at Zoomo.


The full BMW range from Zoomo

Zoomo are here to help with every step of your car finance application, and once you’re approved the fun can really begin! BMW is one of the most luxurious and desirable brands on the road today, with sleek designs and economic fuel consumption. Zoomo can help you find the perfect BMW for your needs, regardless of your credit score.

We have a huge selection of BMW cars for you to choose from. Explore our vehicles for yourself today.


No deposit BMW finance from a local team

  1. Zoomo have worked with people in all situations, from self-employed individuals to those who been refused finance elsewhere.
  2. If you have an income of £1,000 a month, we can help you regardless of CCJs or defaults.
  3. We work with a panel of trusted lenders, giving you access to a wide range of finance packages suited to your circumstances.
  4. We have more than 150 cars onsite and access to 3,000 cars from the Henson Motor Group.
  5. We are 5-star rated on Facebook and Google Reviews.
  6. We are a local company dedicated to offering the best way to get car finance with bad credit.

So it’s no surprise that so many people choose Zoomo for their guaranteed BMW car finance!