Zoomo Car Credit Can Help With Bad Credit Car Loans Northumberland
0191 238 1084 Apply Today
chevrons Zoom in, Zoom out, at Zoomo Car Credit chevrons

Struggling to get car finance?

We have a large panel of lenders
finance packages tailored to you
Part of the Henson Motor Group
Over 25 years experience
Bad Credit Car Finance

Audi A1

1 of 8 in Stock
from £3999

BMW 1 Series

1 of 6 in Stock
from £5999

VW Golf

1 of 9 in Stock
from £4999

Ford Focus

1 of 10 in Stock
from £3999

BMW 3 Series

1 of 8 in Stock
from £4999

Nissan Juke

1 of 10 in Stock
from £3999

Vauxhall Insignia

1 of 10 in Stock
from £3999

Focus S Max

1 of 9 in Stock
from £3999

We make applying for car finance easy

Apply online
Zoom through our simple application in 30 seconds.
Choose a car
Once accepted, choose the car you really want. We’ve got thousands in stock.
Drive away today
Sign the paperwork, collect the car, and drive away with nothing to pay!

Representative Credit Example: Vehicle Price: £5000. Cash Deposit: £0.00. Balance to Finance: £5000. Total Charge for Credit: £3021. Total Amount Payable: £8021. Representative Fixed APR: 28.99%. Monthly Payment: £160.42. Agreement Duration: 50 months.

Why Choose us?

1 We use a trusted panel of lenders who specialise in getting you the best deal around.

2 We have over 30 years experience helping customers with poor credit ratings.

3 We are part of the Henson Motor Group so we are a name you can trust.

4 Our secure application form takes 30 seconds to fill in and our finance experts will get back to you quickly to help.

5 Our customers like to leave reviews on our service.

If you have a poor credit history, and are looking for a car get in touch today by filling in our application form above.

Customer reviews

Connor Alexander gave 5 star review

“Applied online and was accepted within the hour. Excellent service from Jan and Ryan. The rates were fantastic and I am so pleased with my BMW 1 series. Highly Recommend”

Latifah Hannaford gave 5 star review

“Ryan was super helpful today! Thank you for all your help easy process from start to finish!”

Julie Edmonds gave 5 star review

“Great company. Sorted my car finance with no problems, friendly efficient service.”

Bad Credit Car Loans Northumberland

If you’re looking for Northumberland car finance, Zoomo are here to help. We’re a local North East based company will a friendly team and years of expertise, ready to help you get the car finance you need no matter your credit score.

We make it our mission to make car finance available to everybody, regardless of whether CCJs, defaults, bankruptcy and self-employment are part of your financial history. We understand that sometimes life happens, and a bad credit score can strike anyone at any time. We don’t believe this should stop you gaining access to the vehicle you want.

You will never be judged at Zoomo, as we believe that everyone deserves to find the car they need. Our team of friendly local experts are always on hand to help you get the bad credit car loan Northumberland you need. Get to know our team today to find out more.

Here at Zoomo, we’re proud members of the Henson Motor Group, who have more than 25 years of experience in the car trade and finance. We are also authenticated and regulated by the Financial Conduct Authority and every member of our team is SAF certified and highly trained, not high pressure. If you’re worried about finding guaranteed car finance in Northumberland, Zoomo Car Credit are the best car finance company for you. Get in touch today by calling 0191 238 1084!

Zoomo is the place for bad credit car loans

Bad credit can happen to anybody. Missed payments, late payments or even having no credit history at all can all negatively affect your chances of receiving car finance, but at Zoomo we do things differently. We are local experts in bad credit car loans Northumberland, and we treat you as a person, not just a credit score.

Credit scores can be confusing. If you aren’t sure what your credit score is, you can check it for free using a range of different websites. Some of the most reliable include Experian, ClearScore and Noddle. This will give you a clearer idea of the kind of loan you should be seeking, but at Zoomo we promise to consider your application even if you have a bad credit score or no credit history at all.

With a range of lenders on hand to help find you the car you need, at Zoomo we make the process of obtaining car finance both smooth and rewarding. Simply complete our 30 second application, choose a car to suit you from a vast collection and drive away!

If you’re looking for more information on all things cars, you can get in touch with our team today, or even check out our blog. Call our team today on 0191 238 1084 to find out more!

Your questions about bad credit car loans Northumberland, answered

What if I’ve been refused elsewhere?

No problem! We welcome applications from all loan-seekers. We happily offer bad credit car loans to those who have been refused finance elsewhere.

What if I’ve had a CCJ or IVA?

Again, that’s no problem! Even if you’ve had CCJs or defaults, we will still consider your finance application. We base our loans on you and your circumstances, not just on numbers.

Do I need a deposit to buy a car if I have bad credit?

In most cases, we can arrange no deposit car finance for you! This depends on the kind of car you choose.

I am self-employed with bad credit; can I still get a car loan?

Yes! We accept applications from self-employed individuals. We don’t believe you should be punished for something as brave as starting your own business. We only ask that you have an income of £1,000 a month or more.

Zoomo offers the bad credit car finance Northumberland you need.

You’re in the best place to get car finance for people with bad credit

  1. Zoomo has worked with people in all circumstance, from self-employed individuals to those who been refused finance elsewhere. If you have an income of £1,000 a month we can help you regardless of CCJs or defaults.
  2. We work with a large panel of trusted lenders, giving us access to a wide range of finance packages that can be tailored to various circumstances.
  3. We have over 250 cars onsite and access to 3,000 cars from the Henson Motor Group.
  4. We are 5 star rated by our customers see Facebook & Google reviews
  5. We are a local company and we are here to help you.


Apply Now
Zoomo Car Henson Motor Group

Ready to apply?

Latest News

Bad Credit BMW Financing

Bad Credit BMW Financing Here at Zoomo, we consider applications from all people no matter what your credit score is, so if you’ve been declined elsewhere or don’t have any credit history at all, we can still help you get the bad credit BMW financing you need. We make applying for BMW bad credit finance […]


Helpful friendly staff. Quick and easy process!

Fantastic dealer, really quick at getting finance in place and extremely helpful friendly staff. Would recommend to everyone.

Very friendly staff! Go out there way to get you what you want and very easy process. Would recommend to anyone if you're wanting to buy a car or finance. Thank you :)

17683, 17683, ward-haddaway-fastest-50-logo, ward-haddaway-fastest-50-logo.png, 14958, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/ward-haddaway-fastest-50-logo.png, https://www.zoomocarcredit.com/ward-haddaway-fastest-50-logo/, Ward Haddaway Fastest 50 logo, 10, , , ward-haddaway-fastest-50-logo, inherit, 0, 2017-10-20 10:32:44, 2017-10-20 10:33:42, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
18287, 18287, motor-trader-finalist-logo, motor-trader-finalist-logo.png, 15885, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/motor-trader-finalist-logo.png, https://www.zoomocarcredit.com/motor-trader-finalist-logo/, Motor Trader finalist logo, 10, , , motor-trader-finalist-logo, inherit, 0, 2017-10-28 12:00:55, 2017-10-28 12:01:05, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
18290, 18290, motor-trader-top-50-independent-retailers-logo, motor-trader-top-50-independent-retailers-logo.png, 45753, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/motor-trader-top-50-independent-retailers-logo.png, https://www.zoomocarcredit.com/motor-trader-top-50-independent-retailers-logo/, Motor Trader Top 50 Independet Retailers, 10, , , motor-trader-top-50-independent-retailers-logo, inherit, 0, 2017-10-28 12:40:56, 2017-10-28 12:41:20, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
18289, 18289, am-awards-logo, am-awards-logo.png, 21750, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/am-awards-logo.png, https://www.zoomocarcredit.com/am-awards-logo/, AM Awards, 10, , , am-awards-logo, inherit, 0, 2017-10-28 12:33:09, 2017-10-28 12:33:24, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
17687, 17687, saf-approved-logo, saf-approved-logo.png, 18294, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/saf-approved-logo.png, https://www.zoomocarcredit.com/saf-approved-logo/, SAF approved logo, 10, , , saf-approved-logo, inherit, 0, 2017-10-20 10:49:36, 2017-10-20 10:50:14, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
18288, 18288, hpi-logo, hpi-logo.png, 7436, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/hpi-logo.png, https://www.zoomocarcredit.com/hpi-logo/, HPI logo, 10, , , hpi-logo, inherit, 0, 2017-10-28 12:14:03, 2017-10-28 12:14:14, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
18285, 18285, henson-motor-group-logo, henson-motor-group-logo.png, 7239, https://www.zoomocarcredit.com/wp-content/uploads/2017/10/henson-motor-group-logo.png, https://www.zoomocarcredit.com/henson-motor-group-logo/, Henson Motor Group logo, 10, , , henson-motor-group-logo, inherit, 0, 2017-10-28 11:36:26, 2017-10-28 11:36:53, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array
23796, 23796, mg-logo-red, mg-logo-red.png, 17240, https://www.zoomocarcredit.com/wp-content/uploads/2018/01/mg-logo-red.png, https://www.zoomocarcredit.com/mg-logo-red/, MG logo on red, 10, , , mg-logo-red, inherit, 0, 2018-01-08 11:56:02, 2018-01-08 11:57:13, 0, image/png, image, png, https://www.zoomocarcredit.com/wp-includes/images/media/default.png, 300, 100, Array