Get Bad Credit Car Finance North East With Zoomo Car Credit
0191 238 1084 Apply Today
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Get Quick Car Finance Today

We have a large panel of lenders
finance packages tailored to you
0 Deposit loan options
Over 25 years experience
Bad Credit Car Finance

Audi A1

1 of 8 in Stock
from £159 a month

BMW 1 Series

1 of 6 in Stock
from £169 a month

VW Golf

1 of 9 in Stock
from £159 a month

Vauxhall Insignia

1 of 5 in Stock
from £169 a month

Ford Fiesta

1 of 5 in Stock
from £159 a month

Nissan Juke

1 of 4 in Stock
from £169 a month

Ford Mondeo

1 of 3 in Stock
from £199 a month

Ford Focus

1 of 4 in Stock
from £159 a month

We make applying for car finance easy

Apply online
Zoom through our simple application in 30 seconds.
Choose a car
Once accepted, choose the car you really want. We’ve got thousands in stock.
Drive away today
Sign the paperwork, collect the car, and drive away with nothing to pay!

Representative Credit Example: Vehicle Price: £5000. Cash Deposit: £0.00. Balance to Finance: £5000. Total Charge for Credit: £3021. Total Amount Payable: £8021. Representative Fixed APR: 28.99%. Monthly Payment: £160.42. Agreement Duration: 50 months.

Why Choose us?

1 We use a trusted panel of lenders who specialise in getting you the best deal around.

2 We have over 25 years experience helping customers with poor credit ratings.

3 We are part of the Henson Motor Group so we are a name you can trust.

4 Our secure application form takes 30 seconds to fill in and our finance experts will get back to you quickly to help.

5 We are approved and regulated by the FCA

6. We have a range of NO Deposit finance options available

We specialise in helping people in the North East, from Sunderland, to Berwick, and Ashington to Rothbury. If you need a loan for a new car apply today using our forms on this page or click here

Customer reviews

Connor Alexander gave 5 star review

“Applied online and was accepted within the hour. Excellent service from Jan and Ryan. The rates were fantastic and I am so pleased with my BMW 1 series. Highly Recommend”

Latifah Hannaford gave 5 star review

“Ryan was super helpful today! Thank you for all your help easy process from start to finish!”

Julie Edmonds gave 5 star review

“Great company. Sorted my car finance with no problems, friendly efficient service.”

Looking for bad credit car finance North East? Choose Zoomo

At Zoomo Car Credit,  we’re the number one for providing bad credit car finance in the North East. We aim to put you in the driving seat when it comes to choosing your new car, no matter what your credit score. If you can afford the repayments on a car loan, then bad credit shouldn’t stand in your way – and that’s why Zoomo is here to help!

You may have missed payments, or had debts in the past which have affected your credit score. You may be classed as having ‘bad credit’ even if you have never had any form of finance, as lenders don’t have any information to refer to. But with Zoomo, we look past the poor credit to offer you the finance you need to secure your dream car.

As long as you have an income of at least £1,000 per month, we are confident we can find you the right deal and help you to drive away happy. There’s even a range of NO deposit finance options available, meaning you could pick up your keys and drive away in your new car with nothing to pay on the day!

We have over 30 years of experience in providing bad credit car finance in the North East. Whether you’re in Newcastle, Sunderland, Ashington or even Berwick, if you’ve been refused finance elsewhere, or are worried that your poor credit could stand in the way of getting your new car, then look no further than Zoomo.

How to get your bad credit car finance North East

We won’t let the search for your new car come to a halt! Get the wheels in motion by filling in our secure online form. It takes less than thirty seconds to complete and one of our car finance experts will be swiftly in touch to get your application in gear.

We work closely with a panel of trusted lenders who specialise in searching the market for poor credit car finance options, ensuring you get the best possible deal available.

We’ll match your circumstances with a suitable lender and once you’ve been accepted, it’s time for the fun part… choosing your new car!

We not only have over 250 cars at our Benton showroom, but as we’re part of the Henson Motor Group, we also have access to a further 3,000+ vehicles in our group stock, so finding a car to suit you should be easy!

That means not only do you have a name you know and can trust and a huge selection of vehicles to ensure you drive away in your perfect car, but we’re also approved and regulated by the FCA, so you can contact us safe in the knowledge that your application will be handled in the safest and most professional manner.

So don’t hesitate to contact Zoomo Car Credit for bad credit car finance North East today. Bad credit car finance is our business, and we will strive to find you the deal that others couldn’t provide.

Applying is easy. Simply fill in our 30-second application or give us a call on 0191 238 10 84.

Your application will be processed on the same day. We’ll then give you the decision and call you to discuss your options.

In most cases we can arrange no deposit car finance. However, this may depend on the kind of car you choose.

You're in the best place to get bad credit car finance North East

  1. Zoomo has worked with people in all circumstance, from self-employed individuals to those who been refused finance elsewhere. If you have an income of £1,000 a month we can help you regardless of CCJs or defaults.
  2. We work with a large panel of trusted lenders, giving us access to a wide range of finance packages that can be tailored to various circumstances.
  3. We have over 250 cars onsite and access to 3,000 cars from the Henson Motor Group.
  4. We are 5 star rated by our customers see Facebook & Google reviews
  5. We are a local company and we are here to help you.


Apply Now
Zoomo Car Henson Motor Group

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Latest News

Bad Credit BMW Financing

Bad Credit BMW Financing Here at Zoomo, we consider applications from all people no matter what your credit score is, so if you’ve been declined elsewhere or don’t have any credit history at all, we can still help you get the bad credit BMW financing you need. We make applying for BMW bad credit finance […]


Helpful friendly staff. Quick and easy process!

Fantastic dealer, really quick at getting finance in place and extremely helpful friendly staff. Would recommend to everyone.

Very friendly staff! Go out there way to get you what you want and very easy process. Would recommend to anyone if you're wanting to buy a car or finance. Thank you :)

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