Where Can I Find Bad Credit Car Finance Near Me? Zoomo Can Help
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Struggling to get car finance?

We have a large panel of lenders
finance packages tailored to you
Part of the Henson Motor Group
Over 25 years experience
Bad Credit Car Finance

Audi A1

1 of 8 in Stock
from £159 A month

BMW 1 Series

1 of 6 in Stock
from £5999

VW Golf

1 of 9 in Stock
from £4999

Ford Focus

1 of 10 in Stock
from £3999

BMW 3 Series

1 of 8 in Stock
from £4999

Nissan Juke

1 of 10 in Stock
from £3999

Vauxhall Insignia

1 of 10 in Stock
from £3999

Focus S Max

1 of 9 in Stock
from £3999

We make applying for car finance easy

Apply online
Zoom through our simple application in 30 seconds.
Choose a car
Once accepted, choose the car you really want. We’ve got thousands in stock.
Drive away today
Sign the paperwork, collect the car, and drive away with nothing to pay!

Representative Credit Example: Vehicle Price: £5000. Cash Deposit: £0.00. Balance to Finance: £5000. Total Charge for Credit: £3021. Total Amount Payable: £8021. Representative Fixed APR: 28.99%. Monthly Payment: £160.42. Agreement Duration: 50 months.

Why Choose us?

1 We use a trusted panel of lenders who specialise in getting you the best deal around.

2 We have over 30 years experience helping customers with poor credit ratings.

3 We are part of the Henson Motor Group so we are a name you can trust.

4 Our secure application form takes 30 seconds to fill in and our finance experts will get back to you quickly to help.

5 Our customers like to leave reviews on our service.

If you have a poor credit history, and are looking for a car get in touch today by filling in our application form above.

Customer reviews

Connor Alexander gave 5 star review

“Applied online and was accepted within the hour. Excellent service from Jan and Ryan. The rates were fantastic and I am so pleased with my BMW 1 series. Highly Recommend”

Latifah Hannaford gave 5 star review

“Ryan was super helpful today! Thank you for all your help easy process from start to finish!”

Julie Edmonds gave 5 star review

“Great company. Sorted my car finance with no problems, friendly efficient service.”

Bad Credit Car Finance Near Me

Bad credit can happen to anybody. No matter how careful you are, sometimes life happens and your credit suffers as a result. But here at Zoomo, we don’t believe this should stop you from being able to successfully apply for the car finance you need.

So if you’re looking for no deposit car finance near me, you’re in the right place. We work with lenders who specialise in helping people with bad credit get the finance they need for a car. If you aren’t sure what your credit score is, you can check it for free using a range of different websites. Some of the most reliable include Experian, ClearScore and Noddle.

The majority of our car finance packages come without any deposit required. Our friendly team, located in Newcastle, is also on hand to help you with every stage of your application. Get to know today to find out more.

We are dedicated to making it as easy as possible for you to get accepted for bad credit car finance. Once you are accepted by Zoomo, you’ll be free to choose from the huge selection of vehicles we offer as part of Henson Motor Group.

Bad credit car finance in Newcastle from Zoomo

There are so many factors that can have a negative impact on your credit score, including regularly moving home or job, using payday loans, falling behind on payments, missing payments or even never having had any credit at all. These factors can impact anybody.

There are also plenty of aspects which can increase your chances of poor credit even more, such as CCJs, defaults and being self-employed.

For many people in the north east who suffer with poor credit, Zoomo is the answer to that classic question: “Where can I find bad credit car finance near me?”

We make things as clear and simple as possible, offering a quick application process and a high chance of approval. We are also authenticated and regulated by the Financial Conduct Authority and every member of our team is SAF certified and highly trained, not high pressure.

On our site you’ll find all the information you need to get your application in. We even have a blog, featuring updates, news and advice on all things cars.

Are you looking for bad car credit finance in Newcastle? Zoomo can help make it a smooth and rewarding experience. Call today on 0191 238 10 84 and find out exactly what we can do for you!

Got a question? We’ve got answers!

How do I apply?

Simply fill in our application form and we’ll do the rest – it only takes 30 seconds! You can also call 0191 238 10 84 to speak to a member of our team.

What documentation will I need?

All you’ll need is proof of address, proof of income and a full driving license.

Can I get a car if I am on benefits?

Yes! We accept various benefits including Carers Allowance, Income Support, Disability Allowance, Child Tax Credits and Working Tax Credits. The official government website features information on all these benefits.

I’m self-employed, can I still get car finance?

Yes, we accept applications from people who are self-employed, provided you can prove an income of at least £1,000 a month.

You’re in the best place to get car finance for people with bad credit

  1. Zoomo has worked with people in all circumstance, from self-employed individuals to those who been refused finance elsewhere. If you have an income of £1,000 a month we can help you regardless of CCJs or defaults.
  2. We work with a large panel of trusted lenders, giving us access to a wide range of finance packages that can be tailored to various circumstances.
  3. We have over 250 cars onsite and access to 3,000 cars from the Henson Motor Group.
  4. We are 5 star rated by our customers see Facebook & Google reviews
  5. We are a local company and we are here to help you.


Apply Now
Zoomo Car Henson Motor Group

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Latest News

Bad Credit BMW Financing

Bad Credit BMW Financing Here at Zoomo, we consider applications from all people no matter what your credit score is, so if you’ve been declined elsewhere or don’t have any credit history at all, we can still help you get the bad credit BMW financing you need. We make applying for BMW bad credit finance […]


Helpful friendly staff. Quick and easy process!

Fantastic dealer, really quick at getting finance in place and extremely helpful friendly staff. Would recommend to everyone.

Very friendly staff! Go out there way to get you what you want and very easy process. Would recommend to anyone if you're wanting to buy a car or finance. Thank you :)

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